Steven Imrich

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Money and career

Freelancer Finances

Pay Yourself a Steady Salary From an Unsteady Income

A system to turn lumpy freelance income into a steady personal salary.

Who it’s for: Freelancers with feast-or-famine cash flow and payday envy.

What’s inside

  • Freelancers don't have an income problem; they have a payday problem — build your own
  • The buffer account: 8 weeks of calm between your clients and your rent
  • Pay yourself the same on March 1 and August 1 — here's the plumbing
  • Feast months are for your future self, not your cart
Written for the moment when: feast-famine cycles; guilt spending in good months; panic in slow months.

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